How should you use these guides?
Use them to plan before you apply. Each guide breaks a project into budget lines, explains which funding usually fits each part, and lists the documents funders ask for. They are general information, not legal, tax or licensing advice, so confirm rules with your local building department, health department or state alcohol beverage control agency.
Start with the topic closest to your next project. Owners planning a remodel often read bar renovation financing first; café founders start with what it costs to open a coffee shop; hotel owners start with funding a property improvement plan.
Where do the guides fit with funding options?
The guides explain the project; the funding pages explain the products. When you know the scope, compare equipment financing, term loans, working capital and lines of credit on the funding pages, then see how the process works. OpenTab Capital helps bars, cafés and hospitality businesses get funded through our funding partners.
Browse all funding options or the industries we serve.
Frequently asked questions
Are these guides legal or licensing advice?
No. They are general information for planning. Liquor licensing, permits, building codes and brand requirements vary by location and change over time. Confirm specifics with the official agency, your attorney or accountant, or the brand, before you commit to a project.
Do the guides include cost figures?
The guides focus on the budget lines and cost drivers for each project rather than dollar figures, because costs vary widely by location, size and condition. The most reliable numbers come from itemized quotes from contractors, installers and vendors for your specific space.
Can I apply before my plans are final?
Yes. Many owners apply early to understand their options, then finalize the scope once they know what funding is realistic. Having quotes ready usually speeds up review, but you do not need every detail settled to start the conversation. Update us as the scope changes.
Ready to price your project?
Start a short application and we will look for options through our funding partners.
Updated September 14, 2026 · OpenTab Capital Funding Team